I had a question about the bubbles overlay I have in my final version. Here's how I did it:
*Opened a new Raster layer just above the green vertical bar layer.
*Then went to Effect>Artistic Effects>Balls and Bubbles. With the settings as Multiple, 46-20-75 and non-intersecting. Clicked OK.
*That whole layer was now bubbles.
*But I just wanted them on the green bar, so I highlighted the green vertical bar layer in the layers pallet and magic wanded(set for replace- in the tootl bar) the bar so it was surrounded by marching ants.
*I inverted the selection using Ctrl-Shift-I.
*Then highlighted the bubbles layer in the layers pallet.
*Still using my magic wand tool I clicked on the bubbles off the green mat. They should now be surrounded by marching ants.
*Now 'Delete' them using the Delete key.
*I then left clicked and held on the title layer and dragged it below the bubbles layer.
Viola- now I have my above layout.